Mortgage Agency Audits

Cammarata Associates is staffed by industry professionals with over 45 years of relevant mortgage loan QC analytic experience.

We are a long trusted, objective third party on the quality of mortgage loans portfolios with mortgage audits. We offer audits for the various agencies: Fannie Mae, Freddie Mac, FHA, VA, USDA and others. Our audit methodology has long been recognized by the agencies they’re submitted to. Cammarata Associates has the reputation and long history to independently evaluate mortgage portfolios with a reliable mortgage audit. Our quality control staff is specialized to handle quality control programs while enabling mortgage bankers to reduce costs. You can trust the experts at Cammarata Associates to handle your mortgage quality control audit from start to finish.

Early Payment Default

Mortgage defaults are a major setback for mortgage professionals and Cammarata Associates can help you with those setbacks.

HMDA Audits

The Home Mortgage Disclosure Act (HMDA) requires financial institutions and mortgage bankers to report the ethnicity, race, gender, and gross income of mortgage applicants and borrowers. During this process, lenders must also report information regarding the pricing of the loan and whether the loan is subject to the Home Ownership and Equity Protection Act.

Cammarata Associates is pleased to offer financial institutions and mortgage bankers the necessary support to help them stay compliant with the HMDA LAR report and requirements.


Repurchase Loan Audits

Cammarata Associates has been performing repurchase defense or responses to claim letters well before they were a hot topic in mortgage periodicals. Our QC auditors have a well proven track record.